Quiet Around Here

there you are how about that one :p

have you gone JJ

I was just putting food out and now I'm studying your avatar.

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Originally Posted by Joliver Jim

I was just putting food out and now I'm studying your avatar.

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ah ok ive gotta go training now i will be back on later on 9pm ish ;)

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Originally Posted by daz h

so what :eek:

in the early nineties housing was as dear then
i remember signing up for a 38 grand mortgage and having a second job to support it
interest rates went up to 15 per cent and i was paying £699 a month then
all this talk of costs to high
you have just spent £4000 on a bike , throughout my apprenticeship i saved like billy ho , amanda did as well , and we put down about £ 6000 then as deposit
you would probably need £20,000 deposit now
well jobs are a plenty so get out there and get saving

my grandad moaned at the cost of his first house £ 200
my dad moaned at the cost of his first house £ 2,000
i moaned at the cost of our first house £ 38,000
my son will moan at the cost of his first house , £ 150,000
and his kids will prob moan as well
ask anyone on here and they will tell you its just life

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Well Daz, me spending £4000 on a bike is just like someone spending the same amount on a car - and it won't cost me much at all to run it.

As for saving up for a deposit, well I have a second job and save most of my income - except for what I spend on bikes (which come out of the weekend pocket money job, and I've calculated into that. I'd already saved a heck of a lot before I bought my first bike, and I never buy on credit. I am actually very careful with my money, even though I may spend a lot on cycling, I don't waste it, not down the pub boozing it away like some people (who have still managed to get a mortgage). Technically I already have enough for a deposit, but I want to raise a lot more before committing. I also need to get myself sorted with a permanent job, but don't seem to be having much sucess with that, despite the excellent references I get from employers.

As for £150,000 for a first time buyers house, what are you living on cloud cuckoo land?? You would be lucky to get a shack over here for that much!! You can expect at least £190,000 for a first time buyers (ie government subsidised) house over here!!

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Originally Posted by daz h

yes your special ;)

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Yes she is. I have no idea what she looks like but something tells me she's a babe :D

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Originally Posted by Joliver Jim

The frog is about to depart.

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hopefully not in a coffin box !!

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Originally Posted by clodhopper

Yes she is. I have no idea what she looks like but something tells me she's a babe :D

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what the frog?? :eek:

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Originally Posted by AllanT

Well Daz, me spending £4000 on a bike is just like someone spending the same amount on a car - and it won't cost me much at all to run it.

As for saving up for a deposit, well I have a second job and save most of my income - except for what I spend on bikes (which come out of the weekend pocket money job, and I've calculated into that. I'd already saved a heck of a lot before I bought my first bike, and I never buy on credit. I am actually very careful with my money, even though I may spend a lot on cycling, I don't waste it, not down the pub boozing it away like some people (who have still managed to get a mortgage). Technically I already have enough for a deposit, but I want to raise a lot more before committing. I also need to get myself sorted with a permanent job, but don't seem to be having much sucess with that, despite the excellent references I get from employers.

As for £150,000 for a first time buyers house, what are you living on cloud cuckoo land?? You would be lucky to get a shack over here for that much!! You can expect at least £190,000 for a first time buyers (ie government subsidised) house over here!!

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yeah but its all tax free over there int it

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Originally Posted by clodhopper

Yes she is. I have no idea what she looks like but something tells me she's a babe :D

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theres a photo somewhere
ask dominion , but yes very nice clodhopper
your to old mate though :eek: