I pay twentyfive pounds a year and get the whole of the Uk through View Ranger.
(I don't understand Outdoor active and haven't used it).
I use it for planning routes and measuring them. Which I do on the computer or IPad. You can label and save your routes in your own private collection.
Then I use it to navigate on my phone (when running) when I have worked out where I am going.
You can download the route onto your phone and follow the line but I prefer to just get it in my head and then use the map to navigate. The GPS feature that tells you exactly where you are on the map if you press the magic button makes it very quick and easy.
I don't share my routes or look at anyone else's so don't know how credits work.
I don't need to as I am so good at planning routes. Ha ha.(Only joking but I am good)
Seriously would recommend. I know you are all tight fellrunners but it is well worth it for hours of route planning and running.