Identity Cards

[TheHeathens]

I agree (partly), with what you wrote.

But still, I can't get an answer to my concern: how does one prove identity without id card?

For what purposes are you meaning?

For credit, you generally need a photo ID (passport / driving licence) and proof of address (utility bill / bank statement). Now to get a passport or driving licence, your identity has been checked already and both the bank and utility provider will have done credit reference checks on you when opening your account with them.

Of course, after providing those pieces of ID they will still do a credit search on you against the electoral roll.

It's not perfect - but there are a number of checks and you'd need to bypass them all.