Stagger, I'm pleased to hear you're back in your home. Other things will sort themselves out.

Can I give you one piece of advice, learned from my own painful experience? Assuming you have enough money to make ends meet, take the 50/50 and move on. You can spend a lot of time, effort, stress and solicitor's fees trying to get something different and it really isn't worth it. The most important thing is to get your life back on track and moving forwards. Take the deal, don't ever regret it and don't ever think "what if".