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[PeteS]

Thanks AK.

This rather reminds me of the story of our village Bank. First they reduced the opening hours and days. Then they reduced the services you could access when you visited the Bank - referring you to their branch in the local town (now this is also closing in the autumn). Then they gave notice that they were closing the Bank permanently, as the village branch no longer had sufficient footfall to justify its presence! Closure by stealth https://en.wikipedia.org/wiki/Closure_by_stealth

Unfortunately a common practice by the banking sector and not isolated to the rural community. My local high street in Birmingham has seen similar with the banks and building societies citing similar excuses.