You have nothing to worry about unless you have more than 25k in the bank.The government will refund up to that amount if bank goes to the wall.Anyone with more than that is advised to open other accounts with a different bank...however be aware that many banks are part of the same group.
This flooding of the market with borrowed money has been looked upon as great for the economy,hence Labours so called strong economy(falsely perceived strong economy) over the past 10 years.However it comes to a point where banks need the money back.This irresponsible lending is the not to different to what Robert Mugabe has done in Zimbabwe.He has flooded the market with money and people pay for loaves of bread with wheelbarrow's of the stuff.The currency has become worthless,inflation runs at 100,000's of %.Just look at the state of our currency recently vs the euro and dollar.It would be a hell of alot worse if the U.S and Europe weren't doing the same on a smaller scale....hold onto your hats everyone it's only going to get worse !