Quote Originally Posted by Will View Post
Tour of Pendle.
Although you're right - I benefit from it too and is necessary in races.
It's need is a sad result of ever increasing cases of litigation and self perpetuating - it can't be reversed. Although when I can avoid it I dont have insurance unless it's really necessary. If I injure myself because of accident etc I would not pusue legal action for recompense if something were basically my fault. Just because you can doesn't mean you should etc.
My thoughts were more directed at the public ban and how I thought it made the FRA look and my opinion is that it's a moot point whether this was necessary or not.
Will - Absolutely agree with Graham - insurance isn't there because of the litigious nature of our society these days, it's there in case there's an accident to someone involved in the race or to someone not involved who may be injured as a result of the race.

Of course it protects ROs from liability, but it is there for the competitors and officials as well.

I'm fortunate to have never have been involved in any claim as a RO, athlete, coach or parent, but it can happen and I'm sure there are numerous fair instances of why insurance is important.