Quote Originally Posted by Lefty View Post
Have any claims ever been made on the FRA ( UKA ) insurance if so have the insurers got out of paying out due to loopholes ?

There has never been a claim.

An important legal maximwould apply to fell running: volenti non fit inuria which means "to a willing person injury is not done" or, if you enter a fell race, which is clearly a hazardous sport, and something goes wrong don't then try and claim because you knew what you were doing.

In Yorkshire we would translate the Latin as "well, what did you expect?"