Just highlighting that bit. This is an important point that was very easily missed. I think some have read it believing it was the FRA's stance and hence decided there is no issue.
Thanks for reply & lists are easy to create if you go to the advanced editor.
WFRA document, no particular need for you to read it, some bits are the same as the FRA's, and others much less reliant on the word MUST. The document was only created a few days ago.